考研英语模拟题：最后冲刺：2021年考研英语模拟试题及答案（三十七）

英语是考研初试当中比较拉分的科目考研英语模拟题，历来令不少考生又爱又恨。许多考生的英语都有很大的进步空间，因此英语该如何学就成为了众多考生关心的重点。想要学好英语考研英语模拟题，实战经验很重要。下面，帮考网为大家带来考研初试英语科目的一些模拟试题考研英语模拟题，正在备考的小伙伴赶紧练起来吧。

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We’re moving into another era, as the toxic effects of the bubble and its grave consequences spread through the financial system. Just a couple of years ago investors dreamed of 20 percent returns forever. Now surveys show that they’re down to a “realistic”8 percent to 10 percent range.

But what if the next few years turn out to be below normal expectations? Martin Barners of the Bank Credit Analyst in Montreal expects future stock returns to average just 4 percent to 6 percent. Sound impossible? After a much smaller bubble that burst in the mid-1960s Standard & Poor’s 5000 stock average returned 6.9 percent a year (with dividends reinvested) for the following 17 years. Few investors are prepared for that.

Right now denial seems to be the attitude of choice. That’s typical, says Lori Lucas of Hewitt, the consulting firm. You hate to look at your investments when they’re going down. Hewitt tracks 500,000 401 (k) accounts every day, and finds that savers are keeping their contributions up. But they’re much less inclined to switch their money around. “It’s the slot-machine effect,” Lucas says. “People get more interested in playing when they think they’ve got a hot machine”—and nothing’s hot today. The average investor feels overwhelmed.

Against all common sense, many savers still shut their eyes to the dangers of owning too much company stock. In big companies last year, a surprising 29 percent of employees held at least three quarters of their 402 (k) in their own stock.

Younger employees may have no choice. You often have to wait until you’re 50 or 55 before you can sell any company stock you get as a matching contribution.

But instead of getting out when they can, old participants have been holding, too. One third of the people 60 and up chose company stock for three quarters of their plan, Hewitt reports. Are they inattentive? Loyal to a fault? Sick? It’s as if Lucent, Enron and Xerox never happened.

No investor should give his or her total trust to any particular company’s stock. And while you’re at it, think how you’d be if future stock returns—averaging good years and bad—are as poor as Barnes predicts.

If you ask me, diversified stocks remain good for the long run, with a backup in bonds. But I, too, am figuring on reduced returns. What a shame. Dear bubble, I’ll never forget. It’s the end of a grand affair.

1. The investors’ judgment of the present stock returns seems to be _____.

[A] fanciful [B] pessimistic [C] groundless [D] realistic

2. In face of the current stock market, most stock-holders_____.

[A] stop injecting more money into the stock market

[B] react angrily to the devaluing stock

[C] switch their money around in the market

[D] turn a deaf ear to the warning

3. In the author’s opinion, employees should _____.

[A] invest in company stock to show loyalty to their employer

[B] get out of their own company’s stock

[C] wait for some time before disposing of their stock

[D] give trust to a particular company’s stock

4. It can be inferred from the text that Lucent, Enron and Xerox are names of _____.

[A] successful businesses

[B] bankrupted companies

[C] stocks

[D] huge corporations

5. The author’s attitude towards the long-term investors’ decision is _____.

[A] positive [B] suspicious [C] negative [D] ambiguous

答案

1. A 2.D 3.B 4.B 5.A

总体分析

本文是介绍股票投资的经济类文章。作者先介绍了投资股票回报率的下降趋势，接着指出了投资者的错误投资行为，最后提出了建议。

第一至二段：指出投资股票回报率呈下降趋势。

第三至六段：指出许多投资者仍然在继续投资，而且很多老雇员将投资计划的重心放在了自己公司上。

第七至八段：指出投资者不应该完全信任任何一家公司，而应选择有利于长期投资的多样股。

以上就是帮考网为大家带来的全部内容考研英语模拟题，希望能给大家一些帮助。帮考网提醒：在最后阶段，调整自己的心态也是非常重要的，每年都有考生临考前放弃，所以小伙伴们要注意不要给自己太大的压力哦。另外，小伙伴们如果还有其他关于考研信息的疑问，也可以留言咨询哦。